About Us:

Insight Funders is a leading fintech firm dedicated to supporting early-stage startups and high-growth companies. Our mission is to provide flexible and innovative financing solutions that empower entrepreneurs to scale their businesses without diluting equity. With a focus on data-driven decision-making and a deep understanding of the startup ecosystem, we bridge the gap between traditional financing and the unique needs of modern businesses.

Job Description:

We are seeking an experienced Underwriter to join our dynamic team. The ideal candidate will have a strong background in venture debt, revenue-based financing, and a keen eye for assessing the creditworthiness of early-stage companies. As an Underwriter at Insight Funders, you will play a critical role in evaluating loan applications, managing risk, and contributing to the growth of innovative startups.

Key Responsibilities:

• Credit Analysis: Evaluate the financial health and creditworthiness of early-stage companies seeking venture debt and revenue-based financing.

• Financial Modeling: Develop and utilize financial models to project company performance and repayment capabilities.

• Risk Assessment: Identify and mitigate potential risks associated with lending to high-growth startups.

• Due Diligence: Conduct thorough due diligence, including reviewing financial statements, business plans, and market analyses.

• Loan Structuring: Design tailored financing solutions that align with the unique needs and growth trajectories of startups.

• Collaboration: Work closely with the sales and relationship management teams to support client acquisition and retention.

• Portfolio Management: Monitor and manage the performance of the loan portfolio, ensuring compliance with internal policies and regulatory requirements.

• Market Research: Stay updated on industry trends, market conditions, and emerging sectors to inform underwriting strategies.

• Reporting: Prepare detailed reports and presentations for internal stakeholders and investors.

Qualifications:

• Education:

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field.

• Advanced degrees or relevant certifications (e.g., CFA, CPA) are a plus.

• Experience:

• Minimum of 3-5 years of experience in underwriting, venture debt, revenue-based financing, or related financial services.

• Proven track record of assessing and managing credit risk in early-stage companies.

• Strong understanding of financial statements, valuation techniques, and financial modeling.

• Skills:

• Excellent analytical and quantitative skills.

• Proficient in financial modeling and data analysis tools (e.g., Excel, SQL).

• Strong attention to detail and organizational abilities.

• Effective communication and interpersonal skills.

• Ability to work independently and as part of a collaborative team.

• Familiarity with the startup ecosystem and venture capital landscape.

Compensation & Benefits:

• Competitive Salary:

• Base salary commensurate with experience.

• Performance-Based Bonuses:

• Incentives based on individual and company performance.

• Equity Options:

• Opportunity to participate in the company’s equity program.

• Comprehensive Benefits Package:

• Health, dental, and vision insurance.

• 401(k) plan with company match.

• Paid time off and holidays.

• Professional development opportunities.

• Flexible work arrangements, including remote work options.

• Additional Perks:

• Collaborative and innovative work environment.

• Access to networking events and industry conferences.

• Wellness programs and activities.